Built on Trust. Driven by Results.
Your mortgage, your terms — let’s make it happen.
Competitive rates, transparent service, and personalized mortgage solutions tailored for you.
Austin Mateer, C.M.2025-08-12Trustindex verifies that the original source of the review is Google. Josh is simple amazing!!! We had nothing but an amazing experience working with him. He was super knowledgeable and helpful when it came to explaining the process of buying a home. He was always available anytime we had a question or concern. We truly felt that Josh had our best interests at heart and that he wasn’t in it to just make a quick dollar. We will be working with him for all future transactions. We HIGHLY RECOMMEND HIM!! Mathew Cunningham2025-08-04Trustindex verifies that the original source of the review is Google. Josh made our first home-buying experience way easier than we expected. He guided us through the VA loan process, answered all our questions, and kept everything running smoothly. Super helpful and always on it. We will go back to Josh in the future if the need arises. Highly recommend! Elizabeth Cunningham2025-08-01Trustindex verifies that the original source of the review is Google. Josh was seriously amazing to work with! As first-time homebuyers using a VA loan, we were honestly overwhelmed at first — there’s just so much info to take in. But Josh made the whole process feel so much easier and way less stressful. He explained everything clearly, answered every question we had (even the ones we asked more than once 😅), and helped us cruise through everything without a hitch. I couldn’t have asked for a smoother experience. If you’re looking for someone who knows their stuff and actually cares, Josh is your guy! steele nash2025-07-31Trustindex verifies that the original source of the review is Google. Josh at AZM has been my go-to mortgage broker for a couple years now. He has probably closed 50+ loans for me at this point and saved countless escrows from going down the drain. He is an expert with VA loans and offers niche loan products to help people with specific needs. His competitive rates can be the difference between someone qualifying for their dream home and being completely out of luck. On top of that, he's a genuine guy that all my clients love! Would trust him and AZM with anything! Amanda Scott2025-05-22Trustindex verifies that the original source of the review is Google. We highly recommend AZ lending! Craig was working with us on our loan and went above and beyond. After a year of trying to find someone to give us a loan on our farmstead and no other loan officer had any success, Craig persevered and finally found a loan to save our home. Thank you to everyone at AZ lending for helping us. We would recommend this firm to Everyone! Craig is so kind and hard working, never would I have thought I would be leaving a review for a brokerage firm but he really did get something accomplished that NO one else could. Thank you, Amanda & Brian Jorge Luis Torres2025-05-01Trustindex verifies that the original source of the review is Google. I would like to thank Josh once again for the effort that be made for us to close on our home. This was our 2nd home purchase and the process went smoothly. We were in contact everything throughout the process and once we found a home to put an offer it. It was a smooth four weeks before closing. Highly knowledgeable and got us a good deal. Thanks Josh. We’ll be excited to do this process again for our third home in the future. Jesse Ledezma2025-04-03Trustindex verifies that the original source of the review is Google. Josh was great. He was very communicative and responsive to any of my questions. He worked with me, making me feel confident. He would update me often and was very detailed with the information. Randy Knoop2025-03-19Trustindex verifies that the original source of the review is Google. Craig was terrific to work with on our original mortgage. And notified us when the interest rates came down and saved us money. Answered all our questions and communication was excellent. isabel ruiz2025-03-19Trustindex verifies that the original source of the review is Google. I recently had the pleasure of working with Craig on securing a loan for my new home, and I couldn't be happier with the experience! From the very beginning, Craig was incredible knowledgeable, professional, and responsive. He took the time to explain to every step of the process and made sure I understood all my options. Craig went above and beyond to ensure that I got the best possible loan terms. He was always available to answer my questions no matter how small, and his attention to detail gave me great confidence in the decision we were making. Thanks to Craig for making my home-buying experience so positive. jennifer cardew2025-03-17Trustindex verifies that the original source of the review is Google. I had an amazing experience working with Josh at AZ Mortgage. From start to finish, he made the mortgage process smooth, stress-free, and incredibly efficient. He took the time to explain all my options, answered all my questions, and ensured I got the best possible rate. Communication was excellent throughout, and his attention to detail gave me confidence in every step of the process. If you're looking for a knowledgeable, responsive, and trustworthy mortgage lender, I highly recommend Josh Yoder at AZ Mortgage!
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The AZM Process
At AZM, we’ve designed a simple, transparent process to guide you every step of the way. From understanding your unique goals, to finding the best mortgage options, to closing on your dream home — we make the journey clear, efficient, and stress-free.
Get Pre-Approved
Provide your financial information to us for review, and determine how much you can borrow.
Loan Application
Complete a formal application, provide documentation, and select a loan product.
Underwriting
We evaluate your financial information and the property to determine if they will approve your loan.
Closing
Sign final loan documents, pay closing costs, and take possession of your new home.
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Why Choose Us?
Buying a home is one of life’s significant milestones. Our top priority is to provide our clients with the most aggressive interest rates and closing costs when it comes to home loans.
Additionally, we are dedicated to helping borrowers overcome any roadblocks that may arise while securing a loan. Trust AZM to help you achieve your dreams of owning a home in Arizona.
Save Over $10,000
By comparing rates across hundreds of loan programs, we secure better terms that save our clients an average of $10,662 over the life of their loan.
Predictable Rates, Peace of Mind
Enjoy a mortgage process with complete transparency. No hidden fees, no surprises — just straightforward guidance so you always know your rate, your terms, and what to expect next.
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